Data Protection

Privacy Policy

We value your privacy. This Privacy Policy explains how we collect, use, and protect your personal information when you use Sparq's services.

Our Commitment to Privacy

At Sparq, we understand that your privacy is fundamental to your trust in our services. This Privacy Policy outlines our practices regarding the collection, use, and protection of your personal information when you use our crypto payment platform.

Privacy First

We believe in privacy by design and only collect the minimum data necessary to provide our services effectively and securely.

1. What We Collect

We collect only the information necessary to provide our services. Here's what we may collect:

Account Data

Information needed to create and maintain your account

  • Email address
  • IP address
  • Wallet addresses
  • Account preferences

Transaction Data

Records of your platform activity and transactions

  • Crypto top-ups
  • Card usage history
  • Transaction amounts
  • Merchant information

Device Information

Technical details about how you access our platform

  • Browser type and version
  • Operating system
  • Device ID
  • Screen resolution

Optional KYC Information

Identity verification data (only when required)

  • Full name
  • Government ID
  • Proof of address
  • Verification selfie
2. Use of Data

Your data is used solely to provide and improve our services. We use your information to:

Provide Our Services

Enable crypto payment functionality and card services

Improve Performance

Enhance platform performance and user experience

Security & Compliance

Monitor for fraud, suspicious activity, and regulatory compliance

Service Notifications

Send important service-related updates (no spam or ads)

No Marketing Use

We never use your personal data for marketing purposes or sell it to third parties.

3. Cookies & Analytics

We use cookies and analytics tools to improve user experience and platform performance. You can opt out anytime via your browser settings.

Google Analytics

Optional

Website performance and user behavior analysis

Hotjar

Optional

User experience optimization and heatmap analysis

Essential Cookies

Required

Authentication, security, and basic functionality

Cookie Control

You can manage your cookie preferences through your browser settings or contact us for assistance with opting out of analytics tracking.

4. Data Sharing

We Do Not Sell Your Data

We never sell, rent, or trade your personal information to third parties for marketing purposes.

When We Share Data

We only share your data with trusted third-party providers involved in:

  • Card issuers and payment processors
  • KYC/AML verification providers
  • Transaction monitoring services
  • Regulatory compliance partners

Legal Requirements

We may share data when required by law, court order, or to protect our rights and the safety of our users.

5. Data Security

We implement comprehensive security measures to protect your data:

End-to-End Encryption

All sensitive data is encrypted using industry-standard protocols

Secure APIs

Protected API endpoints with authentication and rate limiting

Blockchain Verification

Transaction verification using blockchain technology

Continuous Monitoring

24/7 security monitoring and threat detection

Bank-Level Security

Our security practices meet or exceed industry standards used by traditional financial institutions.

6. Your Rights

You have the following rights regarding your personal data:

Data Access

Request a copy of all data we have about you

Data Correction

Update or correct any inaccurate information

Data Deletion

Request deletion of your personal data (subject to legal requirements)

Communication Preferences

Opt out of non-essential communications and mailing lists

Exercise Your Rights

To exercise any of these rights, please contact our privacy team:

contact@sparq.cash

Questions About Your Privacy?

Our privacy team is here to help with any questions about how we handle your data.