Restricted Merchants & Services
To maintain the highest standards of compliance, security, and regulatory adherence, Sparq virtual debit cards cannot be used with the following merchants and service categories.
Important Notice
Important Notice
Attempting to use your Sparq card with any of these restricted merchants may result in transaction declines, account suspension, or termination. This list is subject to updates without prior notice to ensure ongoing compliance with financial regulations.
Category-wide Restrictions
These entire categories are prohibited across all merchants.
Petroleum products and fuel purchases at any gas station or fuel pump are not permitted.
High RiskOnline gambling, casino games, sports betting, poker sites, and all forms of gaming wagering are prohibited.
High RiskSpecific Merchant Restrictions
Individual merchants and services that are not permitted.
These restrictions are in place to ensure the safety and compliance of our financial services.
Key Objectives:
- Comply with anti-money laundering (AML) and know-your-customer (KYC) regulations
- Prevent fraudulent activities and high-risk transactions
- Maintain partnerships with payment processors and card networks
- Protect our users from potential legal and financial complications
- Ensure sustainable and responsible financial services
Questions About Restrictions?
If you have questions about whether a specific merchant is restricted or need clarification on our policies, our support team is here to help.